Dinner with your insurance agent can be really fun.  For sure she wants to close the deal. .but all you can think about is food.   Why do they have to suggest dinner and a date.. ?? Why can’t they come talk to me. .in the office..??  I take care of our regional office insurance for everyone, but to be unbiased, we try to use different agents for different people in the office, that way one cannot get any bribes or benefits from using just one insurance agent, plus life insurance rates varies too.  So it is good to make your comparison.  I guess dinner rate/price depends on how much you want to buy from your agent eh..?